Personal Name vs Limited Company Calculator
Should you hold your rental property in your personal name or through a limited company? This calculator compares the tax impact of both structures.
Property Details
Enter your annual property figures
£
Service charges, repairs, agent fees
£
£
Recommendation
Limited Company Wins
Annual Saving
£798
Personal Name
Taxable Profit£15,000
Gross Tax-£6,000
Section 24 Relief+£1,200
Tax Paid£4,800
Net Profit After Tax
£4,200
Effective Rate: 32.00%
Limited Company
Taxable Profit£9,000
Corporation Tax-£1,710
Dividend Tax-£2,292
Total Tax£4,002
Net Profit After Tax
£4,998
Effective Rate: 44.46%
Important Considerations
- This comparison assumes full dividend extraction
- Transferring existing properties triggers CGT and SDLT
- Companies have ongoing admin costs (accounts, filings)
- Retained profits in a company can compound tax-efficiently
- Always consult a qualified tax advisor for your situation