RealYield Calculator

Enter your property details below to see the 4 Perspectives of your deal.

Cashflow
£1254 /mo
Net Yield
8.05%
CoC Return
22.80%
ROI (10yr)
8%
100A

Quick Start — Choose a Deal Type

Scenario A Details

✅

Strong deal — survives a 12.4% rate rise

£1254/mo cashflow with room to breathe.

Personal (higher rate)
Monthly Cashflow
+£1,254

After all costs

True Net Yield
8.05%

Based on purchase price

Cash on Cash Return
22.81%

ROI on your deposit

Break-Even Point
13.91%

+12.44% safety margin

Yield Analysis
1. Gross Yield10.59%

Annual rent / purchase price

2. Net Yield (Operating)9.0%

After running costs, before mortgage

3. True Net Yield8.05%

What actually hits your pocket (Cashflow/Price)

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See where every penny goes. Unlock the full Annual Costs, Monthly Breakdown, and Tax Calculation tables.

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Deal Insights
13

Section 24 Tax Hit

You're paying tax on 'phantom profits' due to Section 24 mortgage interest restrictions.

Action:Consider a Limited Company (SPV) structure for future purchases

Strong Cashflow

Healthy monthly surplus provides a good buffer against unexpected costs.

Excellent Cash-on-Cash

Return on invested cash exceeds 10% - this is a strong leveraged return.

Good Rate Protection

You have 5%+ headroom before break-even. This deal can weather significant rate rises.

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Take this deal's tax further

Opens with this deal's rent, running costs and mortgage interest and tax band already filled in.

* All calculations are before-tax. True Net Yield includes service charges, ground rent, utilities, agent fees, and repairs allowance. No automated valuation provided. Not financial advice.

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Plain-English reading on the rules and strategy behind this calculator.

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