Property Insights

Analysis, guides, and honest numbers for UK landlords.

Showing 9 of 45 articles
1 June 2026Strategy
Letting Agent vs Self-Managing: The Real Cost Comparison

Using a letting agent eats into your yield. Managing yourself saves money but costs time. Here is how to work out which option actually stacks up for your property.

7 min readRead Article
29 May 2026Tax
Landlord Self-Assessment: A Step-by-Step Walkthrough for the 2025-26 Tax Return

The 2025-26 tax return is due online by 31 January 2027. For landlords, the key is getting rental income, allowable expenses, and Section 24 mortgage interest right. This is the complete walkthrough, with a worked example showing what Section 24 costs a higher-rate taxpayer.

7 min readRead Article
26 May 2026Education
EPC Upgrades: What They Actually Cost and How They Hit Your Yield

Every rental property must reach EPC C by October 2030. Landlords face up to £10,000 in retrofit costs before they can claim an exemption. Here is what each measure costs, what grants are still live, and how to work out the real yield impact.

7 min readRead Article
22 May 2026Tax
Stamp Duty on Buy-to-Let: What You Will Pay in 2026

Every buy-to-let purchase in England or Northern Ireland attracts a 5% additional dwelling surcharge on top of standard SDLT rates. Here are the current rates, what you will actually pay at four common price points, and why first-time buyer relief does not help you.

6 min readRead Article
19 May 2026Tax
Making Tax Digital: How to Submit Your First Quarterly Return

The first MTD quarterly deadline is 7 August 2026. Around 259,000 landlords are in scope from April 2026, but most have not yet signed up. Here is exactly what you need to do, step by step.

7 min readRead Article
11 May 2026Market Analysis
Have Buy-to-Let Mortgage Rates Finally Peaked?

SWAP rates have eased sharply from their April 2026 peak and multiple lenders have started cutting buy-to-let rates. But 'direction has shifted' is not the same as 'rates are cheap'. Here is what the data shows and what landlords remortgaging in 2026 should do about it.

6 min readRead Article
8 May 2026Education
The Bank of England Has Held Again. What It Means for Landlords.

The Bank of England held Bank Rate at 3.75% on 30 April 2026, with an 8-1 vote and a hawkish dissent from Chief Economist Huw Pill. For landlords remortgaging in 2026, the message is straightforward: rates are staying elevated for longer. Here is what the decision means in practice.

4 min readRead Article
5 May 2026Regulation
Section 8 Possession Grounds: A Landlord's Guide to the Post-RRA Process

Section 21 is abolished. Section 8 is now the only route to end a tenancy in England. But it only works if you use the right ground, the right form, and the right notice period. This is the practical reference guide for landlords navigating possession after May 2026.

8 min readRead Article
May 1, 2026Education
Deposit Protection: The Rules and Mistakes That Cost Landlords

Every landlord must protect a tenant's deposit and serve prescribed information within 30 days. Get it wrong and a county court can order you to pay up to three times the deposit amount. Here is what the rules require and the common mistakes to avoid.

7 min readRead Article