Property Insights
Analysis, guides, and honest numbers for UK landlords.
The 7 August deadline for the first MTD quarterly update has been and gone. Over 436,000 landlords and sole traders filed on time, but hundreds of thousands didn't, and HMRC is about to start signing them up automatically.
New data shows void periods have fallen from their post-Renters' Rights Act peak, but landlords are still waiting longer between tenancies than a year ago. Here's what's changed and what it costs.
Bank Rate has held at 3.75% since July, but buy-to-let pricing has still been all over the place this summer. Here's why gilt yields, not the Bank of England, are the thing actually driving your mortgage quote.
Rent controls were floated as a cost-of-living quick win under new PM Andy Burnham, then dropped. Here is the full story, why landlords were right to take it seriously, and what it means for the sector now.
Chancellor John Healey has confirmed the Autumn Budget for Wednesday 28 October, the earliest since 2021. Here is what is already ruled out, what is already locked in regardless, and what is still genuinely open for landlords.
Section 21 has been gone since 1 May and the 31 July court-issue deadline has now passed. Here is what early caseload and court timeliness data actually show about how landlords are using Section 8, and how long it is taking.
Around 1.8 million fixed-rate mortgages roll off in 2026, and BTL pricing has just reversed course. Here is how portfolio landlords should think about the 2yr vs 5yr decision, the portfolio-wide stress test, and timing a deal after the July 30 MPC hold.
Corporation tax, dividend tax, and April 2027's higher property income rates all point the same direction. But incorporation has real costs too. Here is the actual 2026/27 comparison, with the dividend tax rise most guides have not caught up with yet.
The Bank of England held Bank Rate at 3.75% on 30 July 2026, but the vote was 6-3, more hawkish than the 7-2 most economists expected. Here is what the third dissenter and the trimmed inflation forecast mean for landlords remortgaging in H2 2026.
