Property Insights

Around 1.8 million fixed-rate mortgages expire in 2026, including roughly £49.7 billion in buy-to-let loans. With rates at two-year highs, many landlords are finding their rental income no longer passes the lender's affordability test. Here is how the ICR stress test works and what to do if you are failing it.

The draft Commonhold and Leasehold Reform Bill proposes capping ground rents at £250, making commonhold the default for new flats, and abolishing forfeiture. Here is what flat landlords need to understand and what to do before the consultation closes on 24 April.

Sell a buy-to-let in 2026 and you have 60 days to report and pay CGT. Basic rate taxpayers pay 18%, higher rate taxpayers pay 24%. Here is how to calculate your liability and avoid the most common mistakes.

The Renters Rights Act commences on 1 May 2026. Here are the 9 things every landlord needs to do before then, from serving the mandatory information sheet to reviewing Section 8 grounds and checking your tenancy agreements.

Arrangement fees, valuation fees, legal fees: the upfront costs of securing a buy-to-let mortgage have risen sharply over the past decade. This guide breaks down what each fee covers, how much you should expect to pay, and how to factor them accurately into your yield calculations.

Selective licensing is expanding fast across England in 2026. Rotherham, Leeds, and Havering are already live. Hackney starts May 1. Here is what selective licensing means, how to check if your property is affected, and what happens if you get it wrong.

From 1 May 2026, the rules on raising rent change completely. Section 13 becomes the only lawful route, Form 4A replaces Form 4, and notice doubles to two months. Here is exactly what landlords need to do.

Hit four mortgaged properties and everything changes. Fewer lenders will look at you, stress testing gets harder, and the paperwork requirements jump significantly. Here is what to expect and how to prepare.

43% of UK buy-to-let mortgage purchases now go through a limited company. But is incorporation right for you? We run the actual 2026 numbers on Section 24, corporation tax, SDLT, and CGT so you can make an informed decision.