Property Insights
Analysis, guides, and honest numbers for UK landlords.
Comparing a mortgage payment with a rent cheque misses most of what actually decides the answer. Here's how to work out the real cost of renting against buying, with a worked UK example over 5 and 10 years.
Five months after the Renters' Rights Act commenced, councils are issuing civil penalties and tenants are catching out defective paperwork. Here's what's actually being enforced, and the checklist to avoid joining the list.
The government has announced plans to cap leasehold permission fees and bring in licensing for property agents. Neither is law yet. Here's what was actually said, where the costs would sit in your yield, and what licensing would and wouldn't change if you use an agent.
Two Bank of England deputy governors and the Governor himself have all signalled a rate rise could be needed. Here's the actual arithmetic on a £200,000 buy-to-let mortgage if the MPC moves by 0.25 or 0.5 percentage points on 5 November, and why fixed-rate borrowers are already paying for it.
On 17 September the Bank of England quietly rewrote how it sells off its gilt holdings. Almost nobody in the landlord press covered it. Here's the mechanism that actually links it to your next fixed-rate quote.
ONS, Hamptons and HomeLet all published August 2026 rent figures and they don't match. Here's what each one actually measures, and which one to trust for your own property.
Tribunal decisions on rent increases have gone from 44 a year ago to 166 in July 2026. The tribunal can now cut your rent below what the tenant already pays. Here's what changed, and how to protect yourself before you serve notice.
The government has confirmed the PRS Database opens 15 December 2026 with a £65-per-property annual fee. Everyone has covered what it is. Here's what it actually costs, and where it belongs in your net yield.
Funding costs have moved against borrowers since the summer, and best-buy tables are still catching up. Here's where pricing actually stands, why waiting is a weaker bet than it was in June, and how to stress-test your numbers before you apply.