Property Insights

The government's January 2026 Warm Homes Plan confirmed an EPC C minimum for all rental properties by 1 October 2030. But the bigger news is that the EPC methodology itself is changing. Here's what it means for your portfolio and what you should do now.

Understanding the additional 5% surcharge and how stamp duty affects your buy-to-let returns. A practical guide to calculating total acquisition costs in 2026.

Most landlords focus on mortgage payments and rental income, but it's the overlooked expenses that quietly eat into your margins. Here's the full list of costs you need to account for to understand your true rental profit.

With falling interest rates, strong rental demand, and regulatory changes reshaping the market, we weigh up the pros and cons of investing in UK property right now — and what the data says about where the best opportunities lie.

Lenders don't just look at the interest rate you'll actually pay — they stress test at much higher rates. Here's exactly how it works, what trips landlords up, and how to pass.

From April 2026, HMRC's Making Tax Digital initiative will transform how landlords report their income. Here's what's changing, who's affected, and how to prepare.

HMOs promise higher yields than single-lets—but only if you calculate cash flow correctly. Learn how to factor in the hidden costs that catch landlords out.

With interest rates falling, thousands of landlords are trapped on expensive fixes from 2023-24. Here's how to remortgage strategically, what lenders look for, and how much you could save.

Everything you need to know before buying your first rental property. From financial planning to tenant selection, this comprehensive checklist covers every step of becoming a landlord.