Property Insights

Ofgem's price cap rose 13% from 1 July 2026, from £1,641 to £1,862 a year. Here is what that actually costs landlords during void periods and bills-inclusive tenancies, and what June's CPI surprise means for the 30 July rate decision.

The government has confirmed it will miss its 27 July deadline to respond to the Housing Committee's leasehold reform report, blaming the change of Prime Minister. Here is what is actually law, what is still stuck, and what flat landlords should do while they wait.

Six waves of lender cuts have brought the Moneyfacts BTL average to 5.42%. Hike risk on July 30 has collapsed from 21.5% to around 5%. Here is where the BTL mortgage market stands and what landlords remortgaging in H2 2026 should do.

The Renters Rights Act affects every landlord, but HMOs have extra complications. Here is what changed for HMO landlords: Section 8 only possession, joint vs room-by-room tenancies, Form 4A per tenancy, and the information sheet obligation that scales with every occupant.

England's first mandatory national landlord register is coming. The Renters' Rights Act 2025 requires every private landlord to register, pay an annual fee per property, and upload compliance documents. Late 2026 rollout. Mandatory from 2027. Here is what you need to know.

We have released 14 new landlord templates, taking the free library to 19 documents. Checklists, letters, forms, and spreadsheets covering the whole tenancy lifecycle, all updated for the Renters' Rights Act.

Three tiers of licensing. Civil penalties up to £40,000. Licensing expansion accelerating. Here is what mandatory, additional, and selective licensing mean for HMO landlords in England in 2026.

From 6 April 2027, rental income is taxed at new separate rates: 22% basic, 42% higher, 47% additional. Around 2.4 million individual landlords in England, Wales and Northern Ireland are affected. Here is what the change means in practice and what to do before the rates take effect.

Section 24 prevents individual landlords from deducting mortgage interest as an expense. Instead, you get a 20% tax credit. For higher-rate taxpayers, the maths can push your effective tax rate on real profit to 100%. Here is how it works, with worked examples.