Limited Company vs Personal Name: The New Standard?
Sarah Jenkins
Property Analyst
The question we get asked most often is: "Should I buy in a Limited Company?"
Five years ago, the answer was usually "No, it's too much hassle." Today, for most new purchases, the answer is increasingly "Yes".
Why the shift?
The primary driver is tax efficiency, specifically avoiding Section 24 restrictions. Companies pay Corporation Tax (currently 19-25%) on their profits. Crucially, mortgage interest is treated as a business expense, meaning it is fully tax-deductible.
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